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我国保险界盼望已久的《中华人民共和国保险法》(以下简称《保险法》),经过三年多的起草、论证、修改工作,已于1995年6月30日经全国人大常委会通过,并将于1995年10月1日施行.这部《保险法》从我国的实际国情出发,总结了我国保险业的实践,尤其是改革开放以来保险业的实践,借鉴、吸收了国外保险业的成功经验,既具有中国特色,又尽可能地采用了国际惯例.《保险法》是保险活动必须遵循的基本法律,它的颁布和施行是我国保险史上的重要里程碑,标志着我国保险法制建设进入了一个新的阶段,对于规范我国的保险市场,对于我国保险事业的健康发展具有重要的现实意义,并将产生深远的影响.
The “Insurance Law of the People’s Republic of China” (hereinafter referred to as the “Insurance Law”), long-awaited by the insurance industry in our country, was approved by the Standing Committee of the National People’s Congress on June 30, 1995 after more than three years of drafting, demonstrating and amending it. Which came into force on October 1, 1995. This “Insurance Law” is based on the actual conditions of our country and sums up the practice of the insurance industry in our country, especially the practice of the insurance industry since the reform and opening up, drawing on the successful experience of the foreign insurance industry, It not only has Chinese characteristics, but also adopts international conventions as much as possible.Insurance Law is the basic law that insurance activities must follow, and its promulgation and implementation are important milestones in the insurance history of our country, which indicates that our country’s insurance legal system has entered a new Stage, for the regulation of China’s insurance market, for the healthy development of China’s insurance business has an important practical significance, and will have a profound impact.