众所周知,电子支付现在已经是人们生活中不可缺少的支付方式之一,。这种新型的虚拟交易方式所行进的步伐越来越快,它披荆斩棘,破旧立新,彻底改变传统的商务发展模式,并在很短的时间内显示出巨大的经济效益和社会效益,电子支付作为电子商务的结算方式在短短几年内变成社会经济舞台上的新星。其发展过程中所涉及的法律,经营模式等问题引起了大范围的讨论和研究,成为了经济弄潮的聚焦重点。 As we all know, electronic payment is now one of the indispensable ways of payment in people’s lives. This new type of virtual transaction is moving faster and faster. It overcomes all the difficulties and makes new innovations, completely changing the traditional business development mode and displaying enormous economic and social benefits within a short period of time. Electronic payment as an electronic Business settlement has become a rising star in the social economy in just a few years. The issues involved in the development of the law, business model and other issues aroused a wide range of discussions and research, becoming the focus of economic tide of focus.