银行在办理贷款、项目融资、贸易融资、贴现、拆借和回购等授信业务中,为控制风险、保障债权安全,常要求债务人提供担保。同时为减少手续,提高效率,授信业务中较多采用最高额担保的形式。以这种形式担保,除了采用最高额保证担保的形式外,对于因采用最高额物的担保形式尤其要加以注意,以这种形式担保在具体办理业务时会碰到一系列的问题,如果不加以谨慎处置,或者操作不当,将会引发较大的操作、法律等方面的风险。 In handling credit, loan, project financing, trade financing, discount, borrowing, repurchasing and other credit businesses, banks often require the debtor to provide guarantees in order to control risks and safeguard the credit rights. At the same time to reduce formalities, improve efficiency, credit business more use of the maximum amount of security in the form. With this form of security, with the exception of the form of the maximum amount of warranties, particular attention should be given to the form of security for which the maximum amount of money is used. This form of guarantee warrants a series of questions when it comes to conducting business in detail. If not Be cautious, or improper operation, will lead to greater operational, legal and other risks.