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两者特性及其相互关系: ’ 保险业的社会效益的体现,是通过对投保人的风险损失进行补偿,提供所需的基本资金,帮助投保人度过难关,迅速恢复生产和生活的正常秩序,从而促进社会安定,促进国民经济的发展。保险业自身经济效益是通过加强管理,增加保费收入,降低自身消耗,搞好防灾防损,减少赔付和用好用活保险资金来实现的,具体通过利润表现出来。
Characteristics of the two and their relationship: ’The social benefits of the insurance industry are manifested by compensating the policyholders for their risk losses and providing the necessary basic funds to help the insured to weather the hardships and restore the normal order of production and life quickly So as to promote social stability and promote the development of the national economy. The economic benefits of the insurance industry are realized by strengthening management, increasing premium income, reducing self-consumption, improving disaster prevention and loss prevention, reducing reimbursement and making good use of living insurance funds, specifically through profit.