早在2012陆家嘴论坛上,“构建与小微企业发展相匹配的金融体系”就成为重点话题之一。此前,为小微企业提供小额信贷几乎只是一种扶贫方式,但随着经济发展,作为融资服务金字塔底端,小额信贷出现了多样化、差别化的探索和演绎,逐步形成更大范畴的微金融,而该种金融服务模式也被越来越多的人看作是尚未开发的财富。日前,黄艳就微金融行业的现状和未来的发展与记者进行了深入的讨论和研究。 As early as 2012 Lujiazui Forum, “building a financial system that matches the development of small and micro enterprises” has become one of the key topics. Previously, providing microcredit to small and micro-enterprises was almost a poverty alleviation method. However, with the economic development, as the bottom of the pyramid of financing services, microfinance emerged diversified and differentiated exploration and deduction, and gradually formed a broader category Micro-finance, and the kind of financial service model is also seen as more and more people are not yet developed wealth. Recently, Huang Yan conducted a thorough discussion and study with reporters on the status quo and future development of the microfinance industry.