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随着我国“走出去”战略进一部落实,许多企业为扩展市场空间,加快自身发展,积极开拓国际市场。但也有不少企业在开拓海外市场方面面临着许多困难,其中主要问题在于自有资金不足,使自身发展受到很大限制。还有些企业能够融到资金,但因为筹资成本过高,或者大于原来预算,不得不放弃已签约项目,甚至导致业主索赔。随着金融市场的不断发展和完善,企业可选择的融资方式越来越多,但是,现阶段怎样才能够得到利率更加优惠、贷款期限更长、贷款成本更低的贷款,是摆在经营者面前首先应该考虑的问题。利用出口信贷不失为一种有效的筹资途径。
With the implementation of our strategy of “going global”, many enterprises have been exploring the international market in order to expand their market space, speed up their own development. However, many enterprises also face many difficulties in opening up overseas markets. The major problem is that their own lack of funds has greatly restricted their own development. Still others can integrate their funds, but because of the high cost of funding or greater than the original budget, they have to give up the contracted projects and even claim the owners. With the constant development and improvement of financial markets, enterprises can choose more and more financing ways. However, at this stage, how to get loans with more favorable interest rates, longer loan term and lower loan costs, The first question that should be considered before us. Using export credit is an effective way to raise funds.