贷款诈骗罪是金融领域中常发的一类犯罪,虽然刑法理论界对该罪进行了广泛讨论,但该罪在司法实践中的认定处理仍然存有一定难度,尤其是在认定“非法占有目的”的有无方面存在困难。本文通过分析实务中发生的典型案例,旨在探求“非法占有目的”的认定方法,以期有益于司法实践。 Loan fraud is a common crime in the financial field. Although the criminal law circle has extensively discussed this crime, it still has some difficulties in determining the crime in judicial practice, especially when it is found that “the purpose of illegal possession ”There is no difficulty. By analyzing the typical cases that occur in practice, this paper aims to explore the identification method of “purpose of illegal possession” in order to benefit the judicial practice.