“清非”工作中的“排头兵”海原农行客户经理马冲波自参加工作以来，先后从事过多种工作，其中在信贷岗位，更是多年的老兵。“贷款不是收不来，而是我们的工作没到位”，这是他给清收工作组的同志们常说的一句话，也是多年从事信贷工作得出的经验。在兴隆清非工作阶段，他领? “Qing Fei” work in the “vanguard” Haiyuan Agricultural Bank account manager Ma Chongbo has been engaged in a variety of jobs, one of the credit post, but also for many years veterans. “Loans are not received, but our work is not in place.” This is what he often said to the commanders of the Working Group on Recycling and also the experience he has gained from many years of credit work. In Xinglong Qing non-working stage, he led?