随着社会主义市场经济的迅速发展,企业为了解决资金紧张的矛盾,便以各种形式在企业内部、外部开展直接的融资活动。企业集资作为寻求自我竞争、自我发展、适者生存途径的新尝试,在一定程度上缓解了企业生产中所需的部分资金,使社会闲散资金得到了充分的利用和增值。但是,我们发现,企业集资工作中存在着许多问题和弊端。其主要表现在:一、集资过度,偿还能力差。有的单位、企业一窝 With the rapid development of the socialist market economy, companies have to carry out direct financing activities within and outside the company in various forms in order to resolve the tensions of capital shortages. As a new attempt to seek self-competitiveness, self-development, and survival of the fittest, corporate fundraising has, to a certain extent, eased some of the funds needed for the production of enterprises, making the society’s idle funds fully utilized and value-added. However, we have found that there are many problems and drawbacks in corporate fundraising efforts. Its main performance is as follows: First, excessive fund collection and poor repayment ability. Some units and enterprises have a litter