中小企业的发展是西部经济是否能够腾飞的关键 ,而中小企业发展的首要障碍就是资金问题 ,而目前银行的体制 ,金融环境以及中国的信用体系还不完善 ,中小企业始终面临融资难的问题 ,专业性信用担保公司的建立则可以解决这一系列问题 The development of small and medium-sized enterprises (SMEs) is the key to whether the economy of the western region can take off. However, the primary obstacle to the development of SMEs is the funding issue. At present, the system and financial environment of the banking sector and the credit system in China are still not perfect. SMEs are always facing the problem of financing difficulties. The establishment of a professional credit guarantee company can solve this series of problems