社会保障制度是市场经济的产物,它既是权利和义务对等的大型社会福利工程,又是一项极为重要的社会安全制度。它对一个国家的经济发展和社会进步具有巨大促进作用,世界上绝大多数国家都实行社会保障制度,并早巳发展为一种国际惯例。所谓社会保障,是指国家依据一定法律和法规,在劳动者或全体社会成员因年老、疾病、丧失劳动能力,以及其他社会诸项困难时,向其提供基本生活保障或帮助而建立起来的一种社会制度。它既是一个政治概念:反映社会的政治制度特征;又是一个经济概念:从经济上满足所有社会被保障者的生活和生存需求。社会保障制度是一种社会福利,既是一项社会共济性事业。也是一项权利与义务对等的事 The social security system is a product of the market economy. It is not only a large-scale social welfare project with equal rights and obligations, but also an extremely important social security system. It has a tremendous contribution to the economic development and social progress of a country. The vast majority of countries in the world have implemented the social security system and have long since developed into an international convention. The so-called social security refers to the state’s establishment of the basic living guarantee or assistance to workers or all members of society based on certain laws and regulations when they are caused by old age, illness, incapacity, and other social difficulties A social system. It is not only a political concept: it reflects the characteristics of the political system of the society; it is also an economic concept: it economically meets the needs of the living and survival of all those who are socially protected. The social security system is a kind of social welfare, which is both a social common cause. It is also a matter of equal rights and obligations