传统银行不应把互联网金融仅仅视为一种技术手段的改变,更重要的是作为一种思维、文化、理念的革新,使互联网金融变革与持续调整的银行战略相适应面对互联网金融来势汹汹的搅局力量,传统银行的经营模式备受挑战,金融市场环境发生了巨大变化。可以预见,随着互联网金融的兴起,传统银行机构将会受到前所未有的严峻考验,新兴力量和传统势力不免要进行一番激烈的角逐。 Traditional banks should not regard Internet finance as merely a change in technological means. More importantly, as a thinking, culture and ideological innovation, they should adapt Internet financial reform to the banking strategy of continuous adjustment. In the face of Internet financial menacingness The traditional banking business model has been challenged and the financial market environment has undergone tremendous changes. It is foreseeable that with the rise of Internet finance, the traditional banking institutions will face an unprecedented severe test, emerging forces and traditional forces inevitably have to be a fierce competition.