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湖南是农副产品收购大省。有许多农副产品产量在全国位于前列。稻谷产量在全国居第一位,棉花、油料总产均居第八位。这种农产品结构,决定了收购任务的繁重和收购资金供应的艰巨。因此搞好粮棉油收购贷款的供应和切实加强收购贷款的管理,不仅对农业发展银行显得重要和迫切,而且直接关系到农业形势,乃至整个经济形势;关系到抑制通货膨胀的目标能否实现。这是事关改革、发展、稳定大局的问题。 一、当前收购资金供应与管理存在的问题 1、信贷资产管理的主体缺位。粮棉油信贷管理
Hunan is a big province in purchasing agricultural and sideline products. There are many agricultural and sideline products in the country in the forefront. The output of paddy ranks first in the country, and the total output of cotton and oil materials ranks eighth. The structure of such agricultural products determines the arduous task of acquisition and the difficulty of providing funds for the acquisition. Therefore, improving the supply of grain and oil acquisition loans and effectively strengthening the management of acquisition loans are not only important and urgent for the Agricultural Development Bank, but also directly affect the agricultural situation and even the entire economic situation. Whether the goal of curbing inflation can be achieved . This is a matter related to the overall situation of reform, development and stability. First, the current acquisition of funds supply and management problems 1, the main lack of credit asset management. Grain and cotton oil credit management