论文部分内容阅读
农村金融是推动农村经济发展的核心力量,长期以来,正规金融机构在农村地区发挥的作用较小,这就需要民间金融加以弥补。如何发挥民间信用和民间融资活动在推进农村经济发展中的作用,是迫切需要研究和解决的现实问题。本文以我国广东省农村近百户发生过民间借贷行为的农户为样本进行实地调查,在此基础上对农村民间借贷市场的借贷资金融资需求和资金供求状况进行统计,为正确认识当前农村民间借贷活动及制定相关政策提供参考。
Rural finance is the core force to promote rural economic development. For a long time, formal financial institutions have played a small role in rural areas, which needs to be compensated by private finance. How to give full play to the role of non-government credit and non-governmental financing activities in promoting the rural economic development is a real problem that needs to be studied and solved urgently. In this paper, a case study of nearly 100 rural households in Guangdong province that have conducted private lending behavior is conducted on the basis of this survey. Based on this, statistics are made on the financing needs of borrowing funds and the supply and demand of funds in the private lending market in rural areas. In order to correctly understand the current situation of private lending Activities and formulation of relevant policies for reference.