随着城市化进程的深入,住房消费将成为影响居民消费的一个重要变量。当一个国家或一个城市的住房成为居民重要财产性收入的时候,就意味着住房租赁消费将可能影响居民的收入结构和消费结构,从而对国民经济核算以及内需政策的制订产生重大的影响。经济学理论告诉我们,家庭的消费决策一般是跨期进行的。家庭购入住房需要利用前期收入或预支未来收入,家庭对住房的消费则发生在以后各期,因此住房消费最能体现家庭消费决策的跨期 With the deepening of urbanization, housing consumption will become an important variable affecting the consumption of residents. When the housing of a country or a city becomes the important property income of residents, it means that the consumption of housing rent will probably affect the residents’ income structure and consumption structure, which will have a significant impact on the formulation of national economy accounting and domestic demand policies. Economic theory tells us that family consumption decisions are generally made on an interim basis. Family purchase of housing need to use the pre-income or advance income in the future, the family’s consumption of housing occurs in later periods, so the housing consumption can best reflect the family consumption decision-making period