目前,邮政储蓄已开办了存单质押贷款业务,因此熟练掌握借贷合同中双方当事人的权利与义务,有利于邮储信贷人员在工作实践中,依法按章办理业务,正确行使贷款人的权利,履行应尽的义务,最大程度地保证交易安全,为邮储信贷业务的蓬勃发展打下坚实的基础。依照《中华人民共和国合同 At present, the postal savings has opened a deposit-taking pledged loan business, so familiar with the rights and obligations of both parties in the loan contract, is conducive to the postal savings credit officers in the work practice, according to the law to handle business, the proper exercise of the lender's rights and fulfillment Should fulfill its obligation to ensure the maximum transaction security and lay a solid foundation for the vigorous development of the postal savings and credit business. In accordance with the "People's Republic of China contract