“新国十条”的政策核心,是要对国内过度优惠的房地产信贷政策进行全面的调整,使其回归常态,即房地产市场的去“杠杆化”从2009年年中以来,国内房价快速飚升,这不仅影响了居民住房福利水平、增加了金融风险,而且不利于社会经济的和谐发展。近几 The core of the “new country ten” policy is to make overall adjustments to domestic over-favorable real estate credit policies so that they will return to normalcy, that is, the “leverage” of the real estate market. Since mid-2009, Rapid soaring house prices, which not only affects the level of residential housing benefits, increased financial risks, but also not conducive to the harmonious social and economic development. Recent