融资租赁是集金融、贸易、服务于一体的跨领域、跨部门金融产业,与银行、保险、信托、证券共同构成西方现代金融的五大支柱。融资租赁具有“借鸡生蛋,生蛋还租”的特点,能够促使金融与实体经济的深层融合,给实体经济注入强大发展动力,被视作拓宽小微企业融资渠道、推动设备更新、促进社会消费、新兴产业发展和经济结构调整的 Financial leasing is a cross-sector and cross-sector financial industry integrating finance, trade and services. Together with banks, insurance, trusts and securities, financial leasing constitutes the five pillars of modern Western finance. Financial leasing has the characteristic of “borrowing chicken and laying raw eggs and renting eggs” to promote the deep integration of finance and real economy and inject strong impetus into the real economy. It is seen as a way to broaden the financing channels for small and micro enterprises and promote equipment renewal , Promote social consumption, the development of new industries and economic restructuring