案情要点2006年7月至8月,苏某全伙同老乡苏某山和王某,利用克隆的银行客户潘某等49人的信用卡在福建等地的银行自动取款机上骗取现金近15万元。苏某全伙同苏某山于2006年8月7日来到银川某银行多家支行,以他人名义开办两张银行卡后,将储户杨某的10.29万元转存至这两张卡上,随后取走了所有存款2006年8月17日,苏某全指派苏某山、王某再次前往银川取款,将储户李某、杨某等4人的29.17万元取走。2006年10月,苏某全被银川市公安局民警抓获,他供 Facts of the case July 2006 to August, Sumou all fellow villagers Sumou Hill and Wang, the use of cloned bank customers Panmou 49 credit cards in Fujian and other places bank ATM cash fraud nearly 150,000 yuan. Sumou all partners with Sumou Shan on August 7, 2006 came to Yinchuan, a number of branch banks to open two bank cards in the name of others, the savings of 102,900 yuan deposit Yangmou these two cards, Subsequently, all the deposits were taken away. On August 17, 2006, Sumou Quan assigned Sumou Hill and Wang went to Yinchuan again to withdraw funds and withdraw the 291,700 yuan of 4 people including depositor Lee and Yang. In October 2006, Sumou was arrested by the police of Yinchuan Municipal Public Security Bureau for his supply