住房问题是重要的民生问题,构建住房保障体系,对满足民众的住房需求、维护社会稳定起着重要作用。现阶段,住房保障体系构建面临着资金匮乏、地方政府积极性不高、供需矛盾突出等诸多困境。住房保障制度应成为社会保障制度的重要组成部分,完善住房保障体系,政府应承担相应责任,发挥其主导作用。 The housing issue is an important livelihood issue. Building a housing security system plays an important role in satisfying the public housing needs and maintaining social stability. At this stage, the construction of housing security system faces many difficulties such as lack of funds, low enthusiasm of local governments, prominent contradictions between supply and demand and so on. The housing security system should become an important part of the social security system and improve the housing security system. The government should assume corresponding responsibilities and play its leading role.