21世纪初,我国已步入人口老龄化社会,成为世界上老年人口最多、增长速度最快的国家。达到1.78亿,庞大的老年人口数量对我国的社会保障制度提出了严峻的挑战。我国老年人的社会保障制度不健全,缺乏老年人长期照护的保障,因此,探索一个多方力量共同参与的养老模式对于应对老龄问题至关重要。 At the beginning of the 21st century, our country has stepped into an aging society and has become the country with the largest population and the fastest growth rate in the world. Reaching 178 million. The huge population of the elderly poses a severe challenge to China’s social security system. The system of social security for the elderly in our country is not perfect and there is no guarantee for the long-term care of the elderly. Therefore, it is of crucial importance to explore a model of endowment for the common participation of all parties in tackling the problem of aging.