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我国国民经济中中小企业是重要组成部分,它的发展,吸引着劳动力就业、创新、适应社会需求、加速国民经济发展等方面发挥着至关重要的作用。本文着重分析我国中小企业融资的现状并针对融资过程中存在的问题,分析原因,寻求解决对策,就如何改善中小企业融资难现状、其融资渠道提出合理化建议,解决我国中小企业融资难的现状,加快我国中小企业的发展,促进我国国民经济的发展。
In our national economy, small and medium-sized enterprises (SMEs) are an important part. Their development plays a crucial role in attracting employment, innovation, adapting to social needs and accelerating the development of the national economy. This article focuses on the analysis of the status quo of SMEs financing in China and the problems in the financing process, analyze the reasons, to find solutions, how to improve the financing status of SMEs, to put forward reasonable proposals to solve the financing difficulties of SMEs in China, Speed up the development of our country’s small and medium-sized enterprises and promote the development of our national economy.