商业银行在我国经济发展过程中发挥着非常重要的作用。因此,为确保商业银行的健康发展和运营,必须注重对商业银行风险进行及时到位的克服和管理。这样,商业银行的整体效益目标才具备了实现的最大可能。本文首先阐述了规范管理商业银行风险的积极意义,然后提出了相应的解决措施,希望对提升商业银行风险管理碎片起到积极的作用。 Commercial banks play a very important role in the economic development of our country. Therefore, in order to ensure the healthy development and operation of commercial banks, we must pay attention to overcoming and managing the risks of commercial banks in a timely manner. In this way, the overall goal of commercial banks have the greatest possible realization. This article first expounds the positive significance of regulating the risk of commercial banks, and then puts forward the corresponding solutions, hoping to play an active role in enhancing the risk management of commercial banks.