备用信用证具有独立性,开证行只需依约根据受益人提交符合条件的索赔要求履行相应义务;质押的单位定期存款全部提前支取时,银行应按支取日央行挂牌公告的活期存款利率支付利息;银行明确约定融资产生各项费用的承担及支付方式等条款更为有利,可对费用条款提示客户充分注意或签名确认。 Standby letters of credit with independence, the issuing bank simply according to the beneficiary according to the requirements of eligible claims to fulfill the corresponding obligations; pledged units of all time deposits in advance of withdrawals, the bank shall be released in accordance with the announcement of the Bank of Japan listed demand deposit interest rates to pay Interest; Bank expressly agreed that the financing of the costs incurred by the commitment and payment terms and other terms is more favorable, the terms of the fee prompts the customer full attention or signature confirmation.