案情简介张某家中珍藏有祖父母遗留下来的本地多名著名书画家的书画作品。张某因吸毒而手头拮据。为筹集毒资,2007年10月至2008年5月间,张某将自称价值7万余元的9幅书画作品(经书画鉴定专家鉴定确系真品)以口头契约形式陆续质押给华某,取得借款人民币2.35万元,双方约定质押期间的利息为20%。之后,张某向华某支付了借款利息数千元。后张某因无力赎回,又觉需支付利息而感到吃亏。 Brief introduction Zhang home collection of the grandparents left over many famous local calligraphers painting and calligraphy works. Zhang hand in hand because of drug abuse constraints. In order to raise money, in October 2007 to May 2008, Zhang claimed to be worthy of 7 million yuan worth of calligraphy and painting works (identified by the calligraphy and painting appraisal experts really authentic) one after another in the form of an oral contract pledged to China, the acquisition of Loans of RMB35,500, the two sides agreed pledge period interest of 20%. After that, Zhang paid a loan of several thousand yuan to Huamen. After Zhang because unable to redeem, but also felt the need to pay interest and feel disadvantage.