近年来,中国P2P的发展用“迅猛”两字已不足以形容。不得不说,P2P已成了互联网金融业的重要代表。然而在急速膨胀之际,危机与风险也在向外扩散。数据显示,截至2015年12月31日,全国纳入统计的P2P借贷平台超过4782家,其中问题平台累计达1316家。在2015年刚过去没多久,已经相继有近100家P2P金融平台出事,e租宝、泛亚……P2P似进入集体崩盘时刻。P2P从野蛮生长进入存量淘汰阶段的时 In recent years, the development of P2P in China has not been described in terms of “rapid”. Have to say, P2P has become an important representative of the Internet finance industry. However, at a time of rapid expansion, crises and risks are also spreading outwards. Statistics show that as of December 31, 2015, there were more than 4,782 peer-to-peer lending platforms nationwide, of which 1,316 were problem platforms. In 2015 just passed not long ago, there have been nearly 100 P2P financial platform accident, e Rent Po, Pan Asia ... ... P2P seems to enter the collective collapse moment. P2P from barbaric growth into the stock elimination phase