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本文通过对山东省１５８９户农村居民的现场调查，探讨用因子分析法对我省农村居民的收入、支出和固定资产情况进行综合评定，从而全面评价现阶段我省农村居民对合作医疗的支付能力现状。研究证实：因子分析能较为客观的评价农村居民对合作医疗的支付能力情况，现阶段我省农村居民对合作医疗有了一定的支付能力，ｆ得分总的平均为０．５１９３，而且随经济水平的提高，ｆ得分明显增大，即居民的客观支付能力增强，有存款的家庭对合作医疗的客观支付能力明显高，有欠款的则明显低，收入、支出和固定资产对支付能力也都有不同程度的影响。
This article through a field survey of 1,589 rural residents in Shandong Province, and discusses the use of factor analysis method to comprehensively assess the income, expenditures, and fixed assets of rural residents in our province, so as to fully evaluate the ability of rural residents in our province to pay for cooperative medical services. status quo. The research confirms that factor analysis can objectively evaluate the rural residents’ ability to pay for cooperative medical services. At this stage, rural residents in our province have a certain ability to pay for cooperative medical services. The overall average f score is 0.5193, and the economic level With the improvement, the score of f is obviously increased, that is, the residents’ objective payment ability is enhanced, the households with deposits have a significantly higher objective payment capacity for cooperative medical care, and the amount of outstanding debt is significantly lower, and income, expenditure, and fixed assets also have the ability to pay. There are different degrees of influence.