随着我国有计划商品经济的发展，各种社会组织之间因商品交易或劳务供应而通过银行办理的结算业务也日益增多。由于银行工作人员业务素质偏低，因此在办理结算业务过程中也会出现差错。但值得注意的是，在目前的特殊经济环境下，很多企业因种种原因处于无力清偿债务的境地，而在一些人 With the development of a planned commodity economy in our country, there is also an increasing number of settlement operations conducted by banks through various types of social organizations for the supply of goods or services. Due to the low professional quality of bank staff, errors will also occur during the settlement of the business. However, it is worth noting that in the current special economic environment, many enterprises are unable to pay their debts due to various reasons. In some people