“保兑”是指一家银行开出的信用证明由另一家银行加以保证兑付。经过保兑的信用证称为保兑信用证;没有经过保兑的信用证,称为不保兑信用证(Unconfirmed L/C)。信用证保兑后,就有两家银行对受益人负责,一是开证行,另一是保兑行(Confirming Bank),而且首先是由保兑行对受益人负责。因此,保兑行对信用证加保要收一定金额的保兑费。由于保兑行担负的责任相 “Confirmation” means the credit certificate issued by one bank is guaranteed by another bank. The confirmed letter of credit is called a confirming letter of credit; there is no confirmed letter of credit called Unconfirmed L / C. After the confirmation of the letter of credit, there are two banks that are responsible to the beneficiaries, one is the issuing bank and the other is the Confirming Bank, and above all, the confirming bank is responsible to the beneficiaries. Therefore, the confirming bank will charge a certain amount of confirmation fee on the letter of credit. Due to the confirming bank’s responsibility