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从今年10月1日起,修订后的《保险法》正式实施。历经3次审议通过的新《保险法》共8章187条,较现行《保险法》的158条增加了许多新的内容和亮点。比如,新增了不可抗辩条款,规定理赔30天内必须核定,车险超额保费保险公司应退还,二手车交易车险将随车走等。不过,有专家指出,虽然新法亮点频频,修补了以前法律的不足之处,但仍存在着一些漏洞令人费解,如被称为最大亮点之一的不可抗辩条款中缺少“在世期间”4个字,似有“过度维权”之嫌。
From October 1 this year onwards, the revised “Insurance Law” came into effect. After 8 times of review and approval, the new “Insurance Law” consists of 8 chapters and 187 articles, which add many new contents and highlights to the current Article 158 of the Insurance Law. For example, the new unscrupulous clause, the provisions must be approved within 30 days of claims, auto insurance companies over-insurance premiums should be refunded, second-hand car trading auto insurance will go along. However, some experts pointed out that although the new law frequently highlights the weaknesses of previous laws and remedies, some loopholes are still puzzling, such as the lack of “definitive clauses” known as one of the biggest bright spots, 4 words, it seems that “excessive rights ” suspicion.