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2008年金融危机后,金融发展不断改革,经济处于转型时期,发展速度放缓导致就业困难,失业率高,为解决这一问题政府积极鼓励创新,中小企业不断增加,但由于中小企业担保能力不足造成其融资难、融资贵,在此背景下,金融创新不断深化,传统的金融模式已经不能承担金融创新带来的新问题,共享金融应运而生。共享金融使金融资源
After the financial crisis in 2008, the financial development was constantly reformed, the economy was in a period of transition, the slowdown caused the employment difficulties and the high unemployment rate. To solve this problem, the government actively encouraged innovation and the small and medium-sized enterprises increased continuously. However, As a result, financial innovation is becoming more and more expensive. In this context, financial innovation is deepening. The traditional financial model can no longer afford the new problems brought by financial innovation. Sharing finance makes financial resources