一、我国中小企业的融资现状与发达国家相比,中国劳动力资源相对丰富、资本相对缺乏的要素禀赋特色使得中小企业——主要是劳动密集型中小企业——在我国经济发展过程中能够发挥重要的作用。但是,传统计划经济体制是在优先发展重工业的“赶超”战略下发展起来的,因此大企业在经济体系中处于核心地位。进 I. Current Situation of Financing in China’s Small and Medium-sized Enterprises Compared with the developed countries, the feature of factor endowments in China, which is relatively rich in labor resources and relatively scarce in capital, makes it possible for small and medium-sized enterprises (mainly labor-intensive SMEs) to play an important role in the economic development of our country Role. However, the traditional planned economic system was developed under the strategy of “catching up and surpassing” which gives priority to the development of heavy industry. Therefore, the large enterprises are at the core of the economic system. Enter