1985年以来,我省零售商业企业的经济效益虽下降趋势,其中三季度尤为突出。三季度商品销售额比上年同期增长100.4％,实现利润却下降0.85％。九月末有亏损单位56个,比上年同期增加45个;亏损金额比上年同期增长3.7倍。尤其是大中型零售企业中的高价商品(如微电脑、复印机、照相机等),受控制社会集团购买力的影响而滞销积压,资金周转普遍转慢。零售企业经济效益下降的现象不能忽视,必须尽快寻求改善和提高经济效益的途径。首先要解决好商品资金问题,在当前银行贷款额度掌握较严的情况下,应着重从挖掘企业内部资金潜力入手。我 Since 1985, the economic benefits of retail commercial enterprises in our province have been declining, especially in the third quarter. In the third quarter, the sales of goods increased by 100.4% over the same period of last year, but the profit decreased by 0.85%. At the end of September, there were 56 loss-making units, an increase of 45 over the same period of the previous year; the amount of losses increased by 3.7 times over the same period of last year. In particular, high-priced goods (such as microcomputers, photocopiers, cameras, etc.) in large and medium-sized retail enterprises are under the influence of the purchasing power of the controlling social group and are underselling backlogs, and the cash flow is generally slow. The phenomenon of declining economic returns of retail enterprises cannot be ignored. We must seek ways to improve and enhance economic efficiency as soon as possible. First of all, it is necessary to solve the problem of commodity financing. In the current situation where the amount of bank loans is tightly controlled, it should focus on the potential of excavating internal capital of enterprises. I