2013年是我国互联网金融的“元年”。在较短的时间内,电商企业、搜索引擎和社交平台等在各领域翘楚的互联网企业纷纷涌入金融领域,国内已经出现支付、融资和理财三种互联网金融模式,一些标志性的互联网金融事件引发了广泛的关注,我们有必要针对新形势、新情况提出建议。一、面对互联网金融新现象监管机构要避免反应滞后或前后反复。余额宝是2013年互联网金融的最大事件,它推动了货币基金进入寻常百姓 2013 is the first year of Internet finance in China. In a relatively short period of time, Internet companies such as E-commerce enterprises, search engines and social platforms have all poured into the financial sector. There have been three Internet financial models of payment, financing and wealth management. Some landmark Internet finance The incident has aroused widespread concern. We need to make suggestions on new situations and new situations. First, in the face of the new phenomenon of Internet finance Regulators should avoid lagging behind or repeatedly. Yu-Po is the largest Internet finance in 2013 event, which promoted the monetary fund into ordinary people