近年来信用卡透支纠纷急剧上升。信用卡透支纠纷法律关系相对简单,但是在审判实践中还有很多问题难以处理。本文分别从原告主体资格、管辖法院、违约的界定、利息、复息与合法性违约金的调整、诉讼费用与持卡人应诉差旅等费用的承担、举证责任分配与转移、诉讼时效中断的认定、信用卡透支案件中的刑民交叉问题等几个方面进行针对性的分析与讨论。 Credit card overdrafts have risen sharply in recent years. The legal relationship of credit card overdraft disputes is relatively simple, but there are still many problems in trial practice that are difficult to handle. This article separately from the main plaintiff qualification, the jurisdiction of the court, the definition of default, interest, reinstatement and legality breach of contract adjustment, litigation costs and cardholder response to travel expenses, the burden of proof distribution and transfer, The identification, the overdraft credit card in criminal cases cross-examination issues such as several aspects of targeted analysis and discussion.