以浙江省丽水市为案例,回顾了林权抵押贷款开展情况,介绍了贷款具体操作程序、贷款利率设定、贷款优惠政策、贷款担保与收费等,并列举了林权抵押贷款业务开展中5个成功案例。指出目前丽水市林业投融资改革面临主要问题是:贷款期限短、利率成本高、财政贴息政策覆盖面小、担保机构单一、资产评估相对滞后等。 Taking Lishui City, Zhejiang Province as a case, this paper reviews the development of forest property right mortgage loan, introduces the specific operating procedures of loan, the setting of loan interest rate, loan preferential policies, loan guarantee and fee collection, A successful case. It points out that the main problems facing Lishui forestry investment and financing reform are: the short term of loans, the high interest rate, the small coverage of financial discount policy, the single guarantee agency and the relatively lagging asset evaluation.