我国大多数中小企业由于资金数量的限制,难以达到规模效率的要求,同时,中小企业还面临着内源融资短缺和外部融资难的问题。解决中小企业融资问题需要从强化内源融资、税收优惠、财政补贴、建立中小企业融资担保体系和提高中小企业自身素质等几个方面做出努力。 Due to the limited amount of funds, most SMEs in China are difficult to meet the requirements of economies of scale. At the same time, SMEs also face the problem of lack of internal financing and external financing difficulties. To solve the financing problem of SMEs, efforts must be made in several aspects such as strengthening internal financing, tax incentives, financial subsidies, establishing a financing guarantee system for SMEs and improving the quality of SMEs themselves.