互联网金融行业,尤其是以P2P为基础的互联网金融平台行业进入实质性发展阶段以来,在展现出自身优秀发展前景的同时,也逐渐显现出一系列亟待解决的内在矛盾。在当前国内经济下行导致行业面临优质资产荒的情况下,传统金融机构逐渐融入P2P借贷生态圈,风险资本向成熟互联网金融平台的后轮融资倾斜。有关数据显示,马太效应正在初步呈现。从未来发展的角度 Since its entry into the substantive stage of development, the Internet finance industry, especially the P2P-based Internet finance platform industry, has shown its own outstanding development prospects and gradually revealed a series of inherent contradictions to be solved. With the current domestic economic downturn causing the industry to face a shortage of high-quality assets, traditional financial institutions are gradually becoming integrated into the P2P lending ecosystem and venture capital leans to the rear-end financing of mature Internet financial platforms. The data show that the Matthew effect is beginning to show. From the perspective of future development