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一、民间借贷的内涵民间借贷属于民间的信用部门,国外的学者大多是相对于正规金融机构来界定民间借贷的内涵的,他们多以是否处于中央银行和金融监管的监管范围之内或者以相关的资金融通活动有无经过正规金融体系为标准来定义民间借贷的内涵。其被称之为非正规金融,指未经政府相关职能部门审查批准的,并且不受监督管理的,活跃于金融
First, the meaning of private lending Non-governmental credit departments belong to the private sector, most foreign scholars relative to the formal financial institutions to define the meaning of private lending, they are mostly within the scope of supervision of the central bank and financial regulation or related Of the financial intermediation with or without the formal financial system as the standard to define the meaning of private lending. It is called non-formal finance, refers to the government without the relevant functional departments examined and approved, and not supervised and managed, active in the financial