一、私营经济资本积累的初始来源根据多项调查结果的实证分析,私营企业开办之初,初始资本的主要来源有:以往从事个体户或其它劳动、经营的积累;亲友借贷;合伙集资;银行贷款和信用社借款;以及私人借贷、继承家业、海外投资,集体贷款等。私营企业主要靠企业主自有资本和从 First, the initial source of private economic capital accumulation According to the empirical analysis of a number of survey results, the beginning of private enterprises, the initial source of the main sources are: in the past engaged in self-employed or other labor, business accumulation; friends and relatives lending; partnership financing; bank loans And credit union loans; and private lending, inheritance, overseas investment, collective loans and so on. Private enterprises mainly rely on the owners of their own capital and from