资金问题是决定企业能否长期稳定发展的重要营销因素,而私营中小企业存在着经济效率低、规模小、市场竞争力弱等致命弱点。怎样改善私营中小企业现存的财务管理问题,如何运用科学的管理制度和有效的方法建立有效的财务管理模式,为企业的长期发展提供稳定的资金来源,是本文关于私营中小企业财务管理问题探讨的重中之重。 The capital issue is an important marketing factor that determines the long-term stable development of an enterprise. Private small and medium-sized enterprises have the fatal weakness of low economic efficiency, small scale and weak market competitiveness. How to improve the existing financial management of private SMEs, how to use scientific management system and effective methods to establish an effective financial management mode and provide a stable source of funds for the long-term development of the enterprise are the topics of this article on the financial management of private SMEs Top priority.