中小企业“融资难”问题既源于中小企业自身难以逾越的天然弱势,亦有由于融资体制不健全、效率低下产生的后天缺陷。要破解此难题,政府既应针对中小企业的先天和后天弱势,尊重市场机制,顺应市场规律,又要解决深层次结构性矛盾,推进中小企业发展和创新。 The problem of “financing difficulty” for SMEs originates both from the insurmountable natural weakness of SMEs and from the acquired defects resulting from the imperfect and inefficient financing system. In order to solve this difficult problem, the government should address the innate and acquired weaknesses of SMEs, respect the market mechanism, comply with market rules, solve deep-seated structural contradictions and promote the development and innovation of SMEs.