邮政储蓄活期存款于１９９７年实现全国通存通取后 ,给用户带来了极大的方便 ,并为越来越多的用户所接受和认可。但近两年来随着邮政金融电子化的快速发展 ,在实际运行中也暴露出不少问题。其中利用计算机进行犯罪尤为突出 ,案件呈上升之势 ,而且金额不断扩大 ,给邮政企业带来 After the deposit of postal savings deposits was realized in 1997, it brought great convenience to users and was accepted and approved by more and more users. However, with the rapid development of postal financial electronicization in the past two years, many problems have also been exposed in actual operation. Among them, the use of computers for crime is particularly prominent, the case is on the rise, and the amount is constantly expanding, bringing postal enterprises