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在启动国内消费市场的背景下，个人消费信贷正向我们走来，用明天的钱圆今天的梦、正成为一种崭新的消费方式。个人消费信贷是一项高风险的银行业务，美国仅1984年因欺诈造成的信用卡贷款损失就高达26亿美元。为了有效地规避和降低还贷风险，除了银行加强对贷款人的资信调查和
In the context of launching the domestic consumer market, personal consumer credit is coming to us and today’s dream of tomorrow’s money is becoming a brand new way of spending. Personal consumer credit is a high-risk banking business, with credit losses of up to 2.6 billion U.S. dollars in credit card fraud alone in the United States in 1984 alone. In order to effectively avoid and reduce the risk of repayment, in addition to banks to strengthen credit investigation of lenders and