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UCP和ISBP中文版对保险免赔条款中franchise和excess/deductible的翻译和措辞值得重新斟酌。保险的免赔问题在UCP和ISBP中都有体现。如UCP第28条j款规定:“An insurance document may indicate that the cover is subject to a franchise or excess(deductible).”其中文版的译文为:“保险单据可以注明受免赔率或免赔额(减除额)约束。”又如ISBP681第177段:“If a credit requires the insurance coverto be irrespective of percentage,
The UCP and ISBP Chinese versions reconsider the franchise and excess / deductible translations and wording of the insurance indemnity clauses. The policy of deductible insurance is reflected in UCP and ISBP. For example, Article 28 j of the UCP stipulates: ”An insurance document may indicate that the cover is subject to a franchise or excess (deductible).“ The translation in the Chinese version is: ”The insurance document may indicate the exemption rate Or deductibles (deductions). “” Another example is ISBP681, paragraph 177: "If a credit requires the insurance coverto be irrespective of percentage,