美国《多德-弗兰克华尔街改革和消费者保护法案》(以下简称法案),作为大萧条以来美国最重大的金融监管改革立法,将对美国金融业、美国经济,乃至世界金融和经济产生重要而深远的影响。因为法案有待美联储等机构在接下来的6至18个月中通过制定规则加以落实,在这些规则出台前尚难以对法案所产生的影响做出全面评价。但根据法案本身的内 The Dodd-Frank Wall Street Reform and Consumer Protection Act of the United States (U.S.A.), the most important financial regulatory reform legislation in the United States since the Great Depression, will have an important and important impact on the financial industry in the United States, the U.S. economy, and even the world’s finance and economy. profound influence. Because the bill is awaiting implementation by the Federal Reserve and other agencies over the next six to 18 months by rules, it is difficult to make a comprehensive assessment of the impact of the law before the rules are introduced. But according to the bill itself