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近日,建设银行青岛市分行和青岛雅泰电器商场联合推出了面向包括海尔 A+在内的海尔系列产品的个人消费信贷计划,宣布:只要出示建行工资存折或贷记卡,海尔 A+家电便可“贷”回家。由于这是专对海尔系列产品推出的金融服务项目,因此被称之为“金融专列”。“金融专列”这样规定:凡具有青岛市市内五区常住户口,在建行青岛市分行代发工资半年以上或持有建行贷记卡的客户,消费者及担保人具备以上条件即可申请建行消费信贷。受理信用额度为5000—50000元,受理贷款期限为2年,用户首付额度为30%,贷款利率为5.31%。与以往的个人消费信贷不同的是,“金融专列”可操作性很强。首先,手续非常简捷,只需15分钟就可办妥,而且建行到商场现场办理。同时,雅泰电器商场还有贴息60%的政策,并且照常可以参加商场的优惠活动。
Recently, the Qingdao Branch of CCB and Qingdao Yatai Electric Appliances Co., Ltd. jointly launched a personal consumer credit plan for Haier products including Haier A+. It announced that Haier’s A+ appliances can be produced as long as they show a CCB bankbook or a credit card. “Loan” to go home. Since this is a financial service project specifically for Haier products, it is called a “financial train.” “Financial trains” This stipulates: Where there are permanent residents in the city’s five districts in Qingdao, customers who pay wages on behalf of CCB Qingdao Branch for more than six months or hold CCB credit cards, consumers and guarantors must have the above conditions Apply for CCB consumer credit. Acceptance credit line is 5,000-50,000 yuan, loan acceptance period is 2 years, user down payment amount is 30%, loan interest rate is 5.31%. Different from personal consumer credit in the past, “financial trains” are very operative. First of all, the procedure is very simple and it can be done in 15 minutes, and CCB will go to the mall to handle it on site. At the same time, Yatai Electric Appliances has a policy of discounting 60%, and as usual, it can participate in shopping mall promotions.