为顺应市场经济新形势,与国内金融业接轨,促进我国经济快速、稳步发展,作为我国四大专业银行之一的建设银行,必须转变职能,转换机制,向国有商业银行转化。但是,也应当看到,转化并非一蹴而就,转化过程中会遇到相当多的问题。比如说,大量的沉淀资产已成为建设银行商业化的沉重包袱。众 In order to adapt to the new situation in the market economy, in line with the domestic financial industry and to promote the rapid and steady development of China’s economy, China Construction Bank, one of the four major specialized banks in our country, must change its functions and transfer mechanisms and transform itself into a state-owned commercial bank. However, it should also be noted that conversions do not happen overnight and that there are quite a few problems with the conversion process. For example, a large number of precipitated assets have become a heavy burden on the commercialization of China Construction Bank. Public