中国几千年来一直基于“孝”伦理而形成家庭养老模式,在传统的农业社会里,这种模式具有超常的稳定性;而到了现代,支撑这种稳定性的基石被抽出,家庭小型化导致了家庭养老面临困境,而中国的社会化养老服务体系还没有建立起来,从而造成了公众的养老焦虑症。在这种背景下,加快养老保障体制改革成为中国当前面临的紧迫任务。最近,国务院印发了《关于加快发展养老服务业的若干意见》,此文件“鼓励老年人投保健康保险、长期护理保险、意外伤 For thousands of years, China has been formulating a family pension model based on the ethic of ”filial piety.“ In the traditional agricultural society, this model has extraordinary stability. In modern times, the cornerstone of supporting this kind of stability has been drawn out. Families Miniaturization has led to the dilemma of family pension, while China’s social pension service system has not been established, resulting in public pension anxiety. Against this background, accelerating the reform of the pension system has become an urgent task now facing China. Recently, the State Council issued ”Several Opinions on Accelerating the Development of Pension Services,“ which ”encourages the elderly to insure health insurance, long-term care insurance, accidental injuries