“住房反向抵押养老保险”可以满足一部分老年人的养老需求,但要被各方广泛接受,尚待条件成熟。看社会新闻,常常能看到“老人将房屋赠送给保姆”这类事情。比较近的一件是,山东济宁一位罹患癌症的老人立下遗嘱,将196平米的住房赠与照料他的保姆。老人去世后,他的两个女儿强占房产,被保姆告上法庭,而法院判决房产归保姆所有,两个女儿获得部分现金补偿。案件判决后,庭审法官认为老人将房产遗留给保姆而非子女的原因值得反思。这类案件中确实有很多问题需要思考,如与金融相关的“以房养老”问题。 “Housing reverse mortgage pension ” to meet the pension needs of some elderly, but to be widely accepted by all parties, pending the conditions are ripe. See social news, often can see “the elderly will give the house nanny ” such things. The more recent one is that a man suffering from cancer in Jining, Shandong Province, made a will to donate 196 square meters of housing to his nanny. After the death of the elderly, his two daughters occupied the property and were taken to the court by the nanny, while the court ruled that the property was owned by the nanny and the two daughters received part of the cash compensation. After the judgment of the case, the trial judge thought it worth reflecting on why the elderly left their property to nannies rather than their children. There are indeed many problems in such cases that need to be considered, such as the “financial support” for “housing for the aged.”